Credit Guidance

Credit Guidance for Second Mortgages – Bad Credit Mortgages – No credit Mortgages & more

Need a second mortgage? NO credit? Bad credit or bruised credit score? First time home buyer? Mary’s credit guidance will help you sort out your finances and get you on track to become eligible for a home mortgage loan.

To determine your creditworthiness, lenders tend to evaluate you on your credit history,
capacity to repay, cash assets available to close the mortgage, and collateral. Gathering this information along with your total debt to income ratio prior to meeting with your mortgage broker will be of extreme value in determining your mortgage interest rate and amount of funds available to you.
Mary will help you determine how much of a mortgage payment you can afford while taking into consideration, your income, spending habits, whether you need to purchase mortgage insurance, if your house tax payments are rolled into your mortgage payment, your home maintenance costs, necessary expenses and more.
Don’t sign any mortgage contract before you get the facts and understand all the fine print. Meeting with a Professional Mortgage Broker will comfort you in knowing you are making the right home mortgage decision for your needs while receiving expert credit guidance.